Car Insurance

Ontario car insurance, shopped across every insurer we represent.

Every driver in Ontario needs auto insurance, but you don't have to settle for the first quote. We compare rates across our full panel of insurers to find the coverage that fits your driving record, vehicle, and budget.

We also make sure you're not under-insured — the legal minimum isn't always enough to protect you after a serious accident.

What's covered

Third-party liability (mandatory in Ontario)
Accident benefits for medical care and lost income
Direct compensation for property damage
Collision and comprehensive for your own vehicle
Optional add-ons: accident forgiveness, depreciation waiver, rental car

Good to know

Frequently asked questions

Why use a broker instead of going direct?: A direct insurer only quotes their own product. We compare many insurers at once, so you see the best available rate without doing the legwork.
Will my rate go up after a claim?: It depends on the claim and your history. Accident forgiveness can protect your rate after a first at-fault accident — we'll explain your options.
Can I lower my premium?: Often yes — through bundling, adjusting deductibles, winter tire discounts, and telematics programs. We'll find the levers that apply to you.

Insurer partners

Insurers we compare for car insurance

We shop these partners to find the right coverage and price for you.

Speak with an advisor

Insurance, the way it should feel.

Get a personal, no-obligation quote from Ontario's independent insurance experts. Real advice, the best rate, and someone who picks up the phone.

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Frequently asked questions

Why use a broker instead of going direct?

A direct insurer only quotes their own product. We compare many insurers at once, so you see the best available rate without doing the legwork.

Will my rate go up after a claim?

It depends on the claim and your history. Accident forgiveness can protect your rate after a first at-fault accident — we'll explain your options.

Can I lower my premium?

Often yes — through bundling, adjusting deductibles, winter tire discounts, and telematics programs. We'll find the levers that apply to you.