Which course qualifies?

In Ontario, a Ministry-approved Beginner Driver Education (BDE) course is the one insurers recognize. We'll confirm your course qualifies before you apply.

How long does the discount last?

The driver-training credit typically applies in your first few years of driving, tapering as you build experience and a clean record. We'll keep your rate optimized over time.

Does it help if I'm not a teenager?

Yes — any newly licensed driver can benefit from completing an approved course, regardless of age.

Auto insurance discount

Driver Education Course Insurance Discount

Complete an approved driver-training course and bring your premium down.

Get a quote with this discount

New and young drivers face the highest premiums, but completing a Ministry-approved driver-education course can reduce them. Insurers reward the extra training because trained drivers are statistically safer — and the savings can offset the cost of the course.

We help new drivers and families place coverage with insurers who give the most credit for driver training.

How to qualify

Complete a Ministry-approved course (in Ontario, an MTO-approved BDE course)
Provide your course completion certificate
Most valuable for new and recently licensed drivers

Good to know

Frequently asked questions

Which course qualifies?: In Ontario, a Ministry-approved Beginner Driver Education (BDE) course is the one insurers recognize. We'll confirm your course qualifies before you apply.
How long does the discount last?: The driver-training credit typically applies in your first few years of driving, tapering as you build experience and a clean record. We'll keep your rate optimized over time.
Does it help if I'm not a teenager?: Yes — any newly licensed driver can benefit from completing an approved course, regardless of age.

More ways to save

Other auto insurance discounts

Retiree Discount Home & Auto Bundle Discount Multi-Vehicle Discount Clean Driving Record Discount Winter Tire Discount

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