Uber & Rideshare Insurance

Driving for Uber or delivering with your car? A personal auto policy may not cover you.

The moment you turn on a rideshare or delivery app, your personal auto policy may no longer fully cover you. Rideshare insurance bridges the gap between your personal coverage and the platform's commercial policy, so you're protected through every phase of a trip.

Whether you drive for Uber, Lyft, or a delivery service, we make sure there's no coverage gap when you're working.

What's covered

Coverage during all phases: app on, en route, and passenger aboard
Bridges gaps the platform's policy leaves open
Collision and comprehensive while ridesharing
Protection for personal and commercial use on one policy
Compliant with Ontario rideshare requirements

Good to know

Frequently asked questions

Doesn't Uber's insurance cover me?: Platform coverage typically applies only during certain phases of a trip and can leave gaps — especially when the app is on but you haven't accepted a ride. Rideshare insurance closes those gaps.
Do I have to tell my insurer I drive for Uber?: Yes — driving for a rideshare or delivery app without disclosing it can void your policy. We'll set up compliant coverage so you're protected.
Is delivery driving covered too?: Food and parcel delivery have similar coverage gaps. We'll arrange coverage that matches the apps you drive for.

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Frequently asked questions

Doesn't Uber's insurance cover me?

Platform coverage typically applies only during certain phases of a trip and can leave gaps — especially when the app is on but you haven't accepted a ride. Rideshare insurance closes those gaps.

Do I have to tell my insurer I drive for Uber?

Yes — driving for a rideshare or delivery app without disclosing it can void your policy. We'll set up compliant coverage so you're protected.

Is delivery driving covered too?

Food and parcel delivery have similar coverage gaps. We'll arrange coverage that matches the apps you drive for.