Cross-Border Insurance Services

Doing business across the border? Make sure your coverage crosses with you.

If your business operates, ships, or sends employees into the United States, your Canadian policies may not respond the same way south of the border. Cross-border coverage extends your liability, auto, and cargo protection so you're covered wherever you do business.

We help Ontario businesses navigate U.S. requirements and avoid dangerous coverage gaps.

What's covered

U.S. liability limits that meet contract and legal requirements
Cross-border commercial auto and cargo coverage
Coverage for employees travelling for work
Products liability for goods sold in the U.S.
Guidance on filings and certificates U.S. partners require

Good to know

Frequently asked questions

Does my Canadian policy cover me in the U.S.?: Sometimes only partially — U.S. liability expectations and legal exposure are higher. We'll make sure your limits and coverage respond across the border.
I ship goods to the U.S. — what do I need?: You may need U.S. products liability and cargo coverage. We'll review your supply chain and close any gaps.
Can you handle U.S. certificate requirements?: Yes — we coordinate the certificates and filings your U.S. partners and contracts require.

Insurer partners

Insurers we compare for cross-border insurance services

We shop these partners to find the right coverage and price for you.

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Frequently asked questions

Does my Canadian policy cover me in the U.S.?

Sometimes only partially — U.S. liability expectations and legal exposure are higher. We'll make sure your limits and coverage respond across the border.

I ship goods to the U.S. — what do I need?

You may need U.S. products liability and cargo coverage. We'll review your supply chain and close any gaps.

Can you handle U.S. certificate requirements?

Yes — we coordinate the certificates and filings your U.S. partners and contracts require.