Industry package

Insurance for Business & Professional Services

Protection for the firms and professionals Ontario relies on.

Professional and service firms trade on expertise and reputation, so their biggest risks are liability and errors, not just property. Our package combines professional liability, general liability, cyber, and office coverage for consultancies, agencies, and licensed professionals.

We tailor it to your discipline and the contracts you sign.

What the package includes

Professional liability (errors & omissions)
Commercial general liability
Office contents and equipment
Cyber and privacy breach coverage
Business interruption

Good to know

Frequently asked questions

Do I need E&O if I have general liability?: Yes — general liability won't cover financial harm from your professional advice or work. Service firms typically need both, and we bundle them.
Is cyber included?: We include cyber and privacy coverage in most professional packages, since client data is a core exposure. We'll size it to your firm.
Can you match my contract requirements?: Yes — we structure limits and coverages to meet the E&O and liability terms your clients require.

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Packages for other industries

Automotive Construction & Contractors Education & Organizations Hospitality & Lodging Manufacturing & Wholesaling Realty Retail Warehousing Transportation & Logistics

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Frequently asked questions

Do I need E&O if I have general liability?

Yes — general liability won't cover financial harm from your professional advice or work. Service firms typically need both, and we bundle them.

Is cyber included?

We include cyber and privacy coverage in most professional packages, since client data is a core exposure. We'll size it to your firm.

Can you match my contract requirements?

Yes — we structure limits and coverages to meet the E&O and liability terms your clients require.