Isn't my bank responsible for fraud?

Banks may reverse fraudulent charges, but they don't cover the time, legal costs, and effort to fully restore your identity. That's what this coverage handles.

Can I add it to my home policy?

Usually yes — most insurers offer it as a low-cost endorsement. We'll add it to your existing coverage.

Does it prevent identity theft?

It doesn't prevent it, but it dramatically reduces the cost and stress of recovering if it happens to you.

Identity Theft Insurance

If your identity is stolen, we help you recover the time, money, and peace of mind.

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Identity theft can take months and thousands of dollars to resolve. Identity theft coverage reimburses the costs of restoring your identity — legal fees, lost wages, document replacement — and connects you with specialists who do the heavy lifting.

Often available as an affordable add-on to your home policy, it's one of the simplest ways to protect your household in a digital world.

What's covered

Costs to restore your identity and credit
Legal fees and lost wages from resolving fraud
Document and card replacement expenses
Access to identity-restoration specialists
Notary, mailing, and related recovery costs

Good to know

Frequently asked questions

Isn't my bank responsible for fraud?: Banks may reverse fraudulent charges, but they don't cover the time, legal costs, and effort to fully restore your identity. That's what this coverage handles.
Can I add it to my home policy?: Usually yes — most insurers offer it as a low-cost endorsement. We'll add it to your existing coverage.
Does it prevent identity theft?: It doesn't prevent it, but it dramatically reduces the cost and stress of recovering if it happens to you.

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