Is a mobile home covered by a standard home policy?

Usually not — manufactured homes need a dedicated policy that accounts for their construction. We'll match you to the right insurer.

Is the home covered while it's being moved?

Transport and tie-down coverage can be added. Tell us your plans and we'll arrange it.

What if I lease my lot?

Coverage is available whether you own or lease the land. We'll structure it to fit your situation.

Mobile Home Insurance

Coverage built for manufactured, modular, and mobile homes across Ontario.

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Mobile and manufactured homes have different construction and risks than traditional houses, so they need a policy designed for them. Mobile home insurance covers the structure, your belongings, and your liability — whether your home sits in a community or on your own land.

We work with insurers who understand manufactured housing and offer fair, tailored coverage.

What's covered

The home structure, including attached additions
Detached structures like sheds and decks
Personal belongings and contents
Personal liability and legal defence
Optional coverage for transport and tie-downs

Good to know

Frequently asked questions

Is a mobile home covered by a standard home policy?: Usually not — manufactured homes need a dedicated policy that accounts for their construction. We'll match you to the right insurer.
Is the home covered while it's being moved?: Transport and tie-down coverage can be added. Tell us your plans and we'll arrange it.
What if I lease my lot?: Coverage is available whether you own or lease the land. We'll structure it to fit your situation.

Insurer partners

Insurers we compare for mobile home insurance

We shop these partners to find the right coverage and price for you.

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