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Rental Property Insurance in Ottawa

Protect your investment property, your rental income, and your landlord liability.

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Looking for rental property insurance in Ottawa? All Insurance Ontario compares 17 of Canada's leading insurers to find the right coverage at the best price — with a local advisor who knows Ottawa.

As an independent, family-run brokerage serving Ottawa and all of Ontario since 1985, we make rental property insurance simple: honest advice, a fast quote, and someone who picks up the phone.

What's covered

Building and landlord-owned contents (appliances, furnishings)
Loss of rental income after a covered loss
Landlord liability and legal defence
Detached structures like garages
Optional coverage for tenant-caused damage and vacancy

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Good to know

Rental Property Insurance in Ottawa: FAQs

How much does rental property insurance cost in Ottawa?: The cost of rental property insurance in Ottawa depends on your specific details, coverage, and deductible. The best way to know is a free quote — as an independent broker we compare 17 insurers to find your lowest price.
How do I get rental property insurance in Ottawa?: Request a quote online in minutes or call All Insurance Ontario at 1-800-235-3313. We'll compare our full panel of insurers to find the right rental property insurance for you in Ottawa.
Why use a broker for rental property insurance in Ottawa?: A broker works for you, not one insurer. We shop the whole market at once to find the best rental property insurance coverage and price in Ottawa — with local advice and an advocate at claim time.
Doesn't my tenant's insurance cover the building?: No — tenant policies cover their belongings and liability, not your building or your lost rent. You need landlord coverage for those.
Is lost rent really covered?: Yes — if a covered loss makes the unit uninhabitable, rental-income coverage replaces the rent you'd have collected during repairs.
Should I require my tenants to carry insurance?: We recommend it, and we can help you set it as a lease condition to reduce disputes and your exposure.

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A few quick details and we'll compare our full panel of insurers to find your best rate in Ottawa.

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Rental Property Insurance in Ottawa: FAQs

How much does rental property insurance cost in Ottawa?

The cost of rental property insurance in Ottawa depends on your specific details, coverage, and deductible. The best way to know is a free quote — as an independent broker we compare 17 insurers to find your lowest price.

How do I get rental property insurance in Ottawa?

Request a quote online in minutes or call All Insurance Ontario at 1-800-235-3313. We'll compare our full panel of insurers to find the right rental property insurance for you in Ottawa.

Why use a broker for rental property insurance in Ottawa?

A broker works for you, not one insurer. We shop the whole market at once to find the best rental property insurance coverage and price in Ottawa — with local advice and an advocate at claim time.

Doesn't my tenant's insurance cover the building?

No — tenant policies cover their belongings and liability, not your building or your lost rent. You need landlord coverage for those.

Is lost rent really covered?

Yes — if a covered loss makes the unit uninhabitable, rental-income coverage replaces the rent you'd have collected during repairs.

Should I require my tenants to carry insurance?

We recommend it, and we can help you set it as a lease condition to reduce disputes and your exposure.